Retirement gap

Educational tools on this site, including the retirement-gap calculator, are hypothetical illustrations only. They are not personalized advice. The annual rate below is a hypothetical assumption that you choose; it starts at 5% only as an example input. It is not a forecast, an expected or target return, a recommended allocation, or the result of any Vital account, strategy, or investment, and no outcome is guaranteed. Change the rate and the other inputs to see how the illustration moves.

Your own hypothetical assumption, not a forecast or a Vital result. Applied evenly every year, which real markets do not do.

Illustrated future value (hypothetical)

$3,887,569

Illustrated gap to target

$1,112,431

Hypothetical illustration at the 5% rate you entered. Not a projection of any actual portfolio.

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